Illustrations

Will I still need to contact you to get some illustrations?

Is it going to be easy to produce a 'no change' illustration for my clients?

Why can't I switch existing assets when I do a 'what if' illustration?

How do you decide how many ETI trading charges should appear in my illustration?

The 'Charges and Information Document' is missing from my illustration. Why is this?

The ‘Effect of Charges’ table and the ‘Reduction in Yield’ statement for my non-pension illustration looks different. My illustration appears to be showing the pensions ‘Effect of Deductions’ table instead. Is this correct?

Apart from how the ‘Effect of Charges’ table is presented, are there any other output differences for non-pensions illustrations?

As multiple crystallised sub accounts will now be presented together within the same illustration, won’t this make the PDF very long?

I have read about producing ‘no change’ and ‘what if’ illustrations. Are there any other ways to produce illustrations for existing business?

I have used the same funds for an ISA and a pension illustration. The growth rate for the ISA is 5.00%. After the 2% inflation adjustment, why is the pension growth rate 2.94%, not 3.00%?

Why are the growth rates different for the uncrystallised sub account than for the crystallised sub account? They are both in the same assets.

How do I change the annuity basis that is used for ‘no change’ pension illustrations?

Why does the fund details table in the illustration no longer show the ‘effective fund manager charge after rebate’?

Can the ongoing adviser fee be shown in pounds as well as percentage terms?

Why has my client received two ‘yearly pension forecast’ statements within a few months of each other?

Why is the ‘initial yearly income’ on my client’s yearly pension forecast much larger than in the previous forecast?

Why is there no uncrystallised value projected after the selected retirement age/date?

Why is the uncrystallised value at 5/10 years showing as zero?

Why is the reduction in yield higher/lower than expected?

Why does the annuity purchase critical yield on the last page of crystallised quotes look so high?

Why does Old Mutual Wealth take all the charges for both crystallised and uncrystallised money from the crystallised sub account?

Is there a means of producing a standalone annuity purchase critical yield calculation for crystallised sub accounts?

Is annuity purchase critical yield the most appropriate measure to use with clients?

Is there a more appropriate means to compare charges than annuity purchase critical yield?

 

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We have made changes to give you more flexibility in how you produce illustrations for your clients.

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